@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;450;500;550;600;650;700&family=Manrope:wght@400;500;600;650;700;750;800&display=swap');
:root{--blue:#075ba8;--navy:#103e64;--orange:#fb9514;--ink:#243d51;--muted:#617282;--cream:#f7f8f5;--line:#dce5e8}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:120px}body{margin:0;color:var(--ink);background:#fff;font-family:'DM Sans',sans-serif;font-size:16px;line-height:1.6}a{color:inherit;text-decoration:none}button,select{font:inherit}button,a,select{-webkit-tap-highlight-color:transparent}button{cursor:pointer}img{max-width:100%;display:block}h1,h2,h3,p{margin:0}h1,h2,h3{font-family:Manrope,sans-serif}h1,h2{font-weight:500;letter-spacing:-2.5px;line-height:1.14}h2{font-size:43px}h3{font-size:22px;letter-spacing:-.5px;font-weight:650}em{font-style:normal}a:focus-visible,button:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--orange);outline-offset:5px}.wrap{width:min(1220px,calc(100% - 100px));margin-inline:auto}.topbar{background:var(--blue);color:#fff;font-size:12px;padding:9px 0}.topbar .wrap{display:flex;justify-content:space-between}.topbar a{font-weight:600}.topbar span{margin-left:12px}header{background:#fff;position:sticky;top:0;z-index:20;border-bottom:1px solid #e9eef0}.nav{display:flex;align-items:center;justify-content:space-between;min-height:107px}.brand img{width:160px;height:auto}.nav nav{display:flex;align-items:center;gap:36px;font-size:14px;font-weight:550}.nav nav>a:not(.button):hover{color:var(--blue)}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:30px;padding:17px 24px;background:var(--blue);border:1px solid transparent;border-radius:6px;color:#fff;font-size:14px;font-weight:650;transition:background .2s,transform .2s}.button:hover{background:var(--navy);transform:translateY(-2px)}.button span{font-size:23px;line-height:1}.button.small{padding:12px 20px}.menu-toggle{display:none}.hero{background:var(--cream);overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.07fr 1fr;gap:54px;align-items:center;padding-top:60px;padding-bottom:64px}.eyebrow{font-size:11px;letter-spacing:2.2px;font-weight:750;color:var(--blue);margin-bottom:23px}.hero .eyebrow{display:flex;gap:10px;align-items:center}.eyebrow>span{width:7px;height:7px;background:var(--orange);border-radius:50%}h1{font-size:clamp(46px,4.55vw,66px);color:var(--navy);line-height:1.13}h1 em{color:var(--blue);position:relative;white-space:nowrap}h1 em:after{content:'';display:block;width:210px;height:6px;background:var(--orange);border-radius:50%;transform:rotate(-3deg);margin-top:8px}.intro{font-size:18px;max-width:375px;line-height:1.65;color:var(--muted);margin:26px 0 29px}.hero-actions{display:flex;align-items:center;gap:25px}.text-link{font-size:14px;font-weight:650;display:inline-flex;align-items:center;gap:19px}.text-link:hover{text-decoration:underline;text-underline-offset:6px}.hero-note{display:flex;align-items:center;gap:12px;margin-top:35px;font-size:12px;line-height:1.7;color:var(--muted)}.hero-note strong{font-weight:500;color:var(--ink)}.note-icon{width:34px;height:34px;border:1px solid #c7d8d9;display:grid;place-items:center;border-radius:50%;color:var(--blue)}.hero-visual{position:relative;padding:0 20px 0 12px}.family{width:100%;height:524px;object-fit:cover;object-position:center 66%;border-radius:180px 12px 110px 12px;position:relative;z-index:1}.sun{position:absolute;right:-26px;top:-25px;width:150px;height:150px;border-radius:50%;background:var(--orange)}.photo-label{position:absolute;z-index:2;bottom:34px;left:-22px;background:white;border-radius:8px;padding:18px 26px;display:flex;align-items:center;gap:15px;box-shadow:0 10px 40px #193d501a;font-size:14px;line-height:1.5}.photo-label>span{color:var(--orange);font-size:38px;line-height:1}.photo-label strong{color:var(--navy);font-weight:650}.vertical-label{writing-mode:vertical-rl;position:absolute;right:-8px;bottom:60px;letter-spacing:3px;font-size:9px;color:var(--muted)}.trust-strip{border-bottom:1px solid var(--line)}.trust-strip .wrap{display:flex;justify-content:space-between;align-items:center;min-height:91px;font-size:14px}.trust-strip p{font-size:16px}.trust-strip strong{color:var(--blue)}.trust-strip span:before{content:'✳';color:var(--orange);margin-right:14px;font-size:20px}.section{padding-block:94px}.section-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:50px;margin-bottom:36px}.section-heading>p{max-width:290px;color:var(--muted);font-size:15px}.section-heading .eyebrow{margin-bottom:17px}.filters{display:flex;gap:8px;margin:35px 0 28px;flex-wrap:wrap}.filters button{border:1px solid var(--line);border-radius:30px;padding:10px 19px;background:#fff;color:var(--muted);font-size:13px}.filters button.active{background:var(--blue);border-color:var(--blue);color:#fff}.filters button:hover{border-color:var(--blue)}.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.product{border:1px solid var(--line);border-radius:9px;padding:27px 28px 22px;display:flex;flex-direction:column;transition:box-shadow .2s,border-color .2s}.product:hover{border-color:#8cbbdb;box-shadow:0 10px 25px #113e6508}.product[hidden]{display:none}.product-icon{color:var(--blue);height:48px;margin-bottom:18px}.product-icon svg{width:37px;height:37px}.product p{font-size:14px;line-height:1.7;color:var(--muted);margin:12px 0 23px;flex:1;max-width:290px}.product a{display:flex;justify-content:space-between;align-items:center;border-top:1px solid #edf0f1;padding-top:16px;color:var(--blue);font-size:13px;font-weight:650}.product a span{font-size:22px}.product-footnote{font-size:12px;color:var(--muted);margin-top:23px}.about{background:var(--blue);color:white;padding:76px 0}.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center}.about .eyebrow{color:#d2e6fa}.about h2{font-size:44px}.about em{color:#ffb34e}.about-copy{font-size:16px;color:#e5eff7}.about-copy p+p{margin-top:19px}.about-copy .text-link{margin-top:29px;color:#fff;border-bottom:1px solid #8cb7dd;padding-bottom:5px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:50px;margin-top:54px}.steps article{border-top:1px solid var(--line);padding-top:25px}.steps article>span{color:var(--blue);font-size:13px}.steps h3{font-size:19px;margin:17px 0 12px}.steps p{font-size:14px;color:var(--muted)}.faq-section{padding:78px 0;background:var(--cream)}.faq-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:80px}.faq-grid h2{font-size:37px}.faq-grid>div>p:not(.eyebrow){color:var(--muted);font-size:14px;margin-top:23px}.faq-grid p a{color:var(--blue);font-weight:600;line-height:2.5}.faqs details{border-bottom:1px solid #d6e0e2}.faqs details:first-child{border-top:1px solid #d6e0e2}summary{list-style:none;padding:22px 28px 22px 0;font-weight:550;font-size:15px;position:relative;cursor:pointer}summary::-webkit-details-marker{display:none}summary:after{content:'+';position:absolute;right:0;font-weight:400;font-size:23px;top:17px;color:var(--blue)}details[open] summary:after{content:'−'}details p{font-size:14px;color:var(--muted);padding-bottom:23px;padding-right:30px}.contact{padding-bottom:68px}.contact-panel{background:var(--navy);color:#fff;border-radius:12px;padding:57px 65px;display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.contact-panel .eyebrow{color:#b2d4f1}.contact h2{font-size:46px}.contact-panel p:not(.eyebrow){font-size:14px;line-height:1.8;color:#c2d5e3;margin-top:20px}.contact form label{display:block;font-size:14px;font-weight:600;margin-bottom:10px}select{display:block;width:100%;border-radius:6px;border:1px solid #648099;background:#fff;color:var(--ink);padding:16px 14px;font-size:14px}.orange{background:var(--orange);color:#163450;width:100%;margin-top:12px}.orange:hover{background:#ffad42}.contact-panel p.form-note{font-size:11px;margin:14px 0;color:#c2d5e3}.phone-link{font-size:13px;color:#fff;text-decoration:underline;text-underline-offset:4px}.footer-main{display:grid;grid-template-columns:190px 1fr auto;gap:45px;align-items:center;padding-bottom:39px;font-size:13px}.footer-main strong{font-weight:600}.footer-main p{color:var(--muted);font-size:12px;margin-top:6px}.footer-main address{font-style:normal;color:var(--muted);font-size:12px;line-height:1.9}.footer-main address a{color:var(--blue)}.footer-bottom{border-top:1px solid var(--line);display:flex;justify-content:space-between;padding:23px 0 32px;font-size:11px;color:var(--muted)}.floating-whatsapp{position:fixed;z-index:25;right:22px;bottom:20px;background:var(--blue);border:1px solid #ffffff44;color:#fff;box-shadow:0 5px 25px #153c572a;border-radius:40px;display:flex;gap:10px;align-items:center;padding:13px 19px;font-size:12px;font-weight:600}.floating-whatsapp:hover{background:var(--navy)}.sr-only{position:absolute;width:1px;height:1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}.skip{position:fixed;z-index:100;background:white;padding:15px;top:-80px}.skip:focus{top:0}
@media(min-width:1550px){.hero-grid{padding-block:80px}.family{height:565px}}
@media(max-width:1100px){.wrap{width:calc(100% - 60px)}.hero-grid{gap:25px}.hero-actions{gap:16px;align-items:flex-start;flex-direction:column}.family{height:535px}.nav nav{gap:23px}.hero-visual{padding-left:20px}.photo-label{left:0}.about-grid{gap:45px}.contact-panel{padding:45px;gap:40px}.footer-main{gap:24px}h2{font-size:37px}}
@media(max-width:760px){html{scroll-padding-top:96px}.wrap{width:calc(100% - 40px)}.topbar{font-size:10px;text-align:center}.topbar .wrap{justify-content:center}.topbar a{display:none}.nav{min-height:88px}.brand img{width:137px}.menu-toggle{display:flex;align-items:center;gap:12px;background:white;border:1px solid var(--line);border-radius:5px;padding:8px 12px;font-size:13px;color:var(--navy)}.nav nav{display:none;position:absolute;top:100%;left:0;right:0;background:white;padding:25px;box-shadow:0 15px 20px #16345014;flex-direction:column;align-items:stretch;gap:22px}.nav nav.open{display:flex}.hero-grid{grid-template-columns:1fr;padding:40px 0;gap:44px}.hero .eyebrow{font-size:9px;letter-spacing:1.6px;margin-bottom:20px}h1{font-size:clamp(32px,10vw,43px);letter-spacing:-1.8px}.intro{font-size:16px;margin:23px 0}.hero-actions{flex-direction:row;align-items:center;gap:17px}.button{padding:15px 17px;font-size:12px;gap:12px}.text-link{font-size:12px;gap:10px}.hero-note{margin-top:25px}.hero-visual{padding:0 13px 0 12px}.family{height:385px;border-radius:130px 10px 85px 10px;object-position:center 63%}.sun{right:-9px;top:-17px;width:105px;height:105px}.vertical-label{right:-4px;font-size:8px}.photo-label{bottom:23px;left:0;padding:14px 20px;font-size:12px}.trust-strip .wrap{display:grid;grid-template-columns:1fr 1fr;gap:13px;padding-block:23px;font-size:11px}.trust-strip p{font-size:13px}.trust-strip span:before{font-size:14px;margin-right:6px}.section{padding-block:60px}h2{font-size:32px;letter-spacing:-1.4px}.section-heading{display:block;margin-bottom:24px}.section-heading>p{margin-top:20px;max-width:100%;font-size:14px}.eyebrow{font-size:9px;letter-spacing:1.7px;margin-bottom:17px}.filters{margin:25px 0 22px;gap:8px}.filters button{font-size:11px;padding:9px 13px}.product-grid{grid-template-columns:1fr 1fr;gap:12px}.product{padding:20px 16px 16px}.product-icon{margin-bottom:12px;height:35px}.product-icon svg{width:30px;height:30px}.product h3{font-size:19px}.product p{font-size:12px;margin-top:10px;margin-bottom:17px}.product a{font-size:11px;line-height:1.5;gap:10px}.product a span{font-size:18px}.product-footnote{font-size:11px}.about{padding-block:53px}.about-grid{grid-template-columns:1fr;gap:29px}.about h2{font-size:35px}.about-copy{font-size:14px}.steps{grid-template-columns:1fr;gap:27px;margin-top:30px}.steps article{padding-top:17px}.steps h3{margin:10px 0 8px}.process .section-heading>.text-link{margin-top:25px}.faq-section{padding-block:55px}.faq-grid{grid-template-columns:1fr;gap:30px}.faq-grid h2{font-size:32px}summary{font-size:14px;padding-block:20px}.contact-panel{padding:32px 24px;grid-template-columns:1fr;gap:30px;border-radius:10px}.contact h2{font-size:37px}.contact-panel p:not(.eyebrow){font-size:13px}.contact .button{font-size:14px}.footer-main{grid-template-columns:1fr;gap:25px;padding-bottom:30px}.footer-main img{width:158px;height:auto}.footer-bottom{gap:15px;flex-direction:column;padding-bottom:100px}.floating-whatsapp{right:14px;bottom:14px;padding:12px}.floating-whatsapp span{display:none}}
@media(max-width:370px){h1{font-size:32px}.hero-actions{align-items:flex-start;flex-direction:column}.product-grid{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}

/* Full-width insurer marquee. Both identical groups keep the loop seamless. */
.insurers{width:100%;padding:32px 0 27px;background:#fff;border-bottom:1px solid var(--line)}
.insurers-heading{display:flex;align-items:center;justify-content:center;text-align:center;margin-bottom:12px}
.insurers-heading h2{font-family:'DM Sans',sans-serif;font-size:11px;line-height:1.5;font-weight:650;letter-spacing:1.8px;text-transform:uppercase;color:var(--muted)}


.insurer-marquee{width:100%;overflow:hidden;mask-image:linear-gradient(to right,transparent,#000 4%,#000 96%,transparent)}
.insurer-track{display:flex;width:max-content;animation:insurer-scroll 42s linear infinite;will-change:transform}
.insurer-logos{display:flex;align-items:center;justify-content:space-around;min-width:100vw;flex-shrink:0;list-style:none;gap:36px;margin:0;padding:0 18px}
.insurer-logos li{flex:0 0 190px;display:grid;place-items:center}
.insurer-logo{position:relative;display:block;width:190px;height:150px;overflow:hidden}
.insurer-logo img{position:absolute;max-width:none;width:260px;height:auto;left:50%;top:50%;transform:translate(-50%,-50%)}

@keyframes insurer-scroll{to{transform:translateX(-50%)}}
@media(max-width:760px){.insurers{padding:24px 0 20px}.insurers-heading h2{font-size:9px;letter-spacing:1.2px}.insurer-logos{gap:18px;padding-inline:9px}.insurer-logos li{flex-basis:160px}.insurer-logo{width:160px;height:135px}.insurer-logo img{width:230px}}
@media(prefers-reduced-motion:reduce){.insurer-track{animation:none;transform:none;will-change:auto;width:100%}.insurer-logos{flex-wrap:wrap;justify-content:center;width:100%;gap:10px;padding:0 20px}.insurer-logos[aria-hidden="true"]{display:none}.insurer-marquee{mask-image:none}}